All unused sick leave is converted into months & days of service using the 2087 Chart.
Sick leave only adds to service time and will not count toward eligibility (does not help you retire earlier). See the example below of how to add converted sick leave to your total creditable service time.
| Months | 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Days | ||||||||||||
| 0 | 0 | 174 | 348 | 522 | 696 | 870 | 1044 | 1217 | 1391 | 1565 | 1739 | 1913 |
| 1 | 6 | 180 | 354 | 528 | 702 | 875 | 1049 | 1223 | 1397 | 1571 | 1745 | 1919 |
| 2 | 12 | 186 | 360 | 533 | 707 | 881 | 1055 | 1229 | 1403 | 1577 | 1751 | 1925 |
| 3 | 17 | 191 | 365 | 539 | 713 | 887 | 1061 | 1235 | 1409 | 1583 | 1757 | 1931 |
| 4 | 23 | 197 | 371 | 545 | 719 | 893 | 1067 | 1241 | 1415 | 1589 | 1762 | 1936 |
| 5 | 29 | 203 | 377 | 551 | 725 | 899 | 1073 | 1246 | 1420 | 1594 | 1768 | 1942 |
| 6 | 35 | 209 | 383 | 557 | 731 | 904 | 1078 | 1252 | 1426 | 1600 | 1774 | 1948 |
| 7 | 41 | 215 | 388 | 562 | 736 | 910 | 1084 | 1258 | 1432 | 1606 | 1780 | 1954 |
| 8 | 46 | 220 | 394 | 568 | 742 | 916 | 1090 | 1264 | 1438 | 1612 | 1786 | 1960 |
| 9 | 52 | 226 | 400 | 574 | 748 | 922 | 1096 | 1270 | 1444 | 1618 | 1791 | 1965 |
| 10 | 58 | 232 | 406 | 580 | 754 | 928 | 1102 | 1275 | 1449 | 1623 | 1797 | 1971 |
| 11 | 64 | 238 | 412 | 586 | 760 | 933 | 1107 | 1281 | 1455 | 1629 | 1803 | 1977 |
| 12 | 70 | 244 | 417 | 591 | 765 | 939 | 1113 | 1287 | 1461 | 1635 | 1809 | 1983 |
| 13 | 75 | 249 | 423 | 597 | 771 | 945 | 1119 | 1293 | 1467 | 1641 | 1815 | 1989 |
| 14 | 81 | 255 | 429 | 603 | 777 | 951 | 1125 | 1299 | 1473 | 1646 | 1820 | 1994 |
| 15 | 87 | 261 | 435 | 609 | 783 | 957 | 1131 | 1304 | 1478 | 1652 | 1826 | 2000 |
| 16 | 93 | 267 | 441 | 615 | 789 | 962 | 1136 | 1310 | 1484 | 1658 | 1832 | 2006 |
| 17 | 99 | 273 | 446 | 620 | 794 | 968 | 1142 | 1316 | 1490 | 1664 | 1838 | 2012 |
| 18 | 104 | 278 | 452 | 626 | 800 | 974 | 1148 | 1322 | 1496 | 1670 | 1844 | 2018 |
| 19 | 110 | 284 | 458 | 632 | 806 | 980 | 1154 | 1328 | 1502 | 1675 | 1849 | 2023 |
| 20 | 116 | 290 | 464 | 638 | 812 | 986 | 1160 | 1333 | 1507 | 1681 | 1855 | 2029 |
| 21 | 122 | 296 | 470 | 644 | 817 | 991 | 1165 | 1339 | 1513 | 1687 | 1861 | 2035 |
| 22 | 128 | 302 | 475 | 649 | 823 | 997 | 1171 | 1345 | 1519 | 1693 | 1867 | 2041 |
| 23 | 133 | 307 | 481 | 655 | 829 | 1003 | 1177 | 1351 | 1525 | 1699 | 1873 | 2047 |
| 24 | 139 | 313 | 487 | 661 | 835 | 1009 | 1183 | 1357 | 1531 | 1704 | 1878 | 2052 |
| 25 | 146 | 319 | 493 | 667 | 841 | 1015 | 1189 | 1362 | 1536 | 1710 | 1884 | 2058 |
| 26 | 151 | 325 | 499 | 673 | 846 | 1020 | 1194 | 1368 | 1542 | 1716 | 1890 | 2064 |
| 27 | 157 | 331 | 504 | 678 | 852 | 1026 | 1200 | 1374 | 1548 | 1722 | 1896 | 2070 |
| 28 | 162 | 336 | 510 | 684 | 858 | 1032 | 1206 | 1380 | 1554 | 1728 | 1902 | 2075 |
| 29 | 168 | 342 | 516 | 690 | 864 | 1038 | 1212 | 1386 | 1560 | 1733 | 1907 | 2081 |
In the example below, there are 6 months and 27 days of unused sick leave. An important note, the sick leave is added to the creditable service time to then round out at 30 days. Any days left over the 30 days is lost. In this example, 9 days of sick leave is forfeited and does not add to the pension.
Calculating creditable service with civilian time, military time, and unused sick leave.
Are you a FERS federal employee wondering about your federal sick leave at retirement and how those accumulated sick leave hours translate into valuable time added to your federal pension? Our FERS sick leave conversion calculator makes it easy to understand. By referencing the FERS sick leave chart, you can see how your unused sick leave converts into months and even years of service, boosting your FERS retirement benefits. Whether you’re using a FERS sick leave conversion chart or our handy calculator, this simple step could significantly impact your FERS retirement and sick leave planning. Don’t miss out on maximizing your FERS pension potential!
Sign up today for our FERS webinar here. Federal retirement webinars designed to cover every benefit in only 3 hours. The FERS workshop covers: FERS pension, survivor benefit, Social Security, Special Retirement Supplement (SRS), Thrift Savings Plan (TSP), Federal Employee Group Life Insurance (FEGLI), Federal Employee Health Benefits (FEHB), federal sick leave retirement, and Federal Long-Term Care Insurance Program (FLTCIP). Interested in having PlanWell host a federal retirement seminar for your agency? Reach out, and we can coordinate with your agency’s HR to have an on-site federal retirement seminar. PlanWell can do a FERS seminar or CSRS seminar.
Need to understand your federal sick leave at retirement? Secure your financial future with the expertise of a Financial Advisor for government employees near you. Choose PlanWell Financial Planning and benefit from our experienced federal retirement planning specialists. Choose a Financial Advisor for federal employees. Contact us today to embark on your journey toward a secure and prosperous future.
Plan your federal retirement with the expertise of a Chartered Federal Employee Benefits Consultant near you. Choose PlanWell Financial Planning to sit with a Financial Planner for federal employees and benefit from our experienced ChFEBC team. Contact us today to receive your personalized FERS estimate.