Retire on Your Terms. Federal Benefits Made Simple.
Our team of Fed-Experts have helped thousands of feds turn complex federal benefits into a confident retirement.
As Featured In
Without a Clear Plan, You Could...
Work Years Longer Than Necessary
Not knowing your exact eligibility date and pension calculation keeps you guessing.
Leave Thousands on the Table
Mis-timed TSP withdrawals, wrong survivor benefit elections, and undervalued sick leave add up.
Pay Thousands More in Healthcare
Wrong timing on FEHB and Medicare Part B means higher premiums or coverage gaps.
Overpay Taxes Now and in Retirement
TSP withdrawal strategy, Roth conversions, and other overlooked tax strategies can save you now and in the long-term.
You've worked too hard to risk your retirement.
Get the Answers at Our Free WorkshopHere's What You'll Know For Certain
Your Exact Retirement Date
We calculate your precise FERS eligibility down to the day.
Your Pension Amount
Know exactly what you'll receive monthly, not a rough estimate.
How to Handle Your TSP
A clear strategy for withdrawals that minimizes taxes and maximizes income.
FEHB + Medicare Coordination
The right plan at the right time so you're never overpaying or uncovered.
Survivor Benefits Decision
Should you elect full, partial, or none? We'll show you the math.
Your Tax-Smart Withdrawal Plan
Roth conversions, bracket management, and strategies to keep more of what you've earned.
How It Works
Attend Our Free Workshop
3 hours covering FERS pension, TSP, FEHB, Medicare, Social Security, and survivor benefits.
Get Your Personalized Report
A 22-page analysis of your specific situation with exact projections.
Retire With Confidence
Ongoing partnership to adjust your plan as life and laws change.
Leadership Team
David Fei
Co-Founder & Financial Planner
20+ years helping federal families plan for life's challenges. David believes retirement planning should give you peace of mind, not more anxiety.
Brennan Rhule
Co-Founder & Financial Planner
Brennan graduated from Virginia Tech's CFP Board-Registered program and specializes in helping federal employees navigate their benefits, retirement planning, and investment decisions with personalized, fiduciary guidance.
Latest From the Learning Center
Calculate FERS Retirement Pension with a High 3 Average Salary Calculator
Calculate your FERS pension with our high-3 average salary calculator. Then estimate your annuity based on your high-3 salary, multiplier, and years of service.
2027 Pay Raise for Federal Workers: FAIR Act Proposes 4.1%
The FAIR Act proposes a 4.1% federal pay raise for federal employees in 2027. See details on the potential pay increase. If it doesn’t pass, any raise would probably be decided by an executive order s
TSP Mutual Fund Window: Why it was Added to Thrift Savings Plan
Explore the TSP mutual fund window: Why the investment options were added to the Thrift Savings Plan. Is it benefit for federal employees and members of the uniformed services?
Common Questions
When can I retire under FERS?
Depends on your age and years of service. Our workshop covers eligibility rules in detail, and we calculate your exact date in a 1-on-1 meeting.
How much will my pension be?
Based on your high-3 salary, years of service, and retirement age. We provide precise calculations, not online estimates.
What should I do with my TSP?
Leave it, roll to IRA, or take withdrawals. The right answer depends on your tax situation and income needs.
Do you charge for the workshop?
No. The 3-hour FERS workshop is completely free, no obligation.
Ready to Retire With Confidence?
Join thousands of federal employees who stopped guessing and started planning.