Federal Benefits Expertise, Your Way
From free workshops to comprehensive financial planning, we meet you where you are on your federal retirement journey.
Comprehensive Federal Retirement Planning
Fee-based, fiduciary guidance from advisors who specialize exclusively in federal employee benefits.
Federal Benefits Report
Your personalized retirement roadmap
Go beyond worksheets and online calculators. Our comprehensive 22-page report is tailored to your specific situation and years of service.
- Precise FERS/CSRS pension estimate
- Survivor benefit analysis and recommendations
- TSP projections and allocation review
- FEGLI cost-benefit analysis
- FEHB plan comparison and Medicare timing
- Sick leave and annual leave calculations
- Prioritized action items with timelines
Comprehensive Financial Planning
Full-service retirement and investment management
For federal employees who want ongoing, hands-on guidance. We integrate your federal benefits with investments, tax strategy, and estate planning.
- Complete federal benefits analysis
- Investment management (TSP and outside accounts)
- Tax-efficient withdrawal strategies
- Roth conversion analysis and planning
- Medicare and healthcare planning
- Estate and legacy considerations
- Quarterly reviews and ongoing adjustments
Investment Management
TSP and beyond, professionally managed
Whether you're accumulating wealth or drawing income in retirement, we create and manage a portfolio aligned with your goals and risk tolerance.
- TSP allocation strategy and rebalancing
- Traditional vs. Roth TSP optimization
- IRA and brokerage account management
- Risk assessment and adjustment
- Tax-loss harvesting when appropriate
- Required Minimum Distribution planning
Tax Planning
Minimize taxes before and during retirement
Strategic tax planning can save tens of thousands over your lifetime. We optimize Roth conversions, withdrawal sequencing, and bracket management.
- Multi-year Roth conversion analysis
- Retirement withdrawal sequencing
- Tax bracket management
- RMD planning and optimization
- IRMAA avoidance strategies
- Social Security tax optimization
Transparent, Aligned Pricing
Our revenue comes from the clients we service, which means we are in your corner. We disclose our fees upfront so you can be informed.
What "Fiduciary" Means
We're legally required to act in your best interest at all times. Unlike brokers who only need to recommend "suitable" products, fiduciaries must recommend what's best for you, even if it means less revenue for us.
Key Benefit Areas We Cover
FERS Pension
Calculations, eligibility rules, and optimization strategies
Thrift Savings Plan
Allocation, withdrawals, and the 55/57 rule
FEHB & Medicare
Plan selection and enrollment timing
Social Security
Claiming strategies and benefit coordination
Survivor Benefits
Elections, costs, and family protection
Tax Strategy
Roth conversions and withdrawal optimization
Not Sure Where to Start?
Our free workshop gives you a foundation, no strings attached. You can always upgrade to personalized planning later.
Join Our Free FERS Workshop