Thrift Savings Plan G Fund Current Rate – January 2026 TSP Planner
The TSP G fund rate currently sits at 4.250% for the loan rate, matching October 2025 levels.
TSP G Fund: Understanding the Government Securities Investment Option
The Thrift Savings Plan (TSP) serves federal employees and uniformed services members, offering various investment funds for retirement planning. The G Fund provides a stable, low-risk investment choice designed for participants seeking security.
How does the TSP G Fund Yield and Return work?
The G Fund earns interest based on U.S. Treasury securities with guaranteed principal and monthly-adjusted yields. It provides a "long-term rate" on short-term securities, typically exceeding regular Treasury bill returns, though inflation risk remains its primary concern.
Current Rate: 4.250%
Historical rates show rates have ranged from 4.125% to 4.625% recently, with January 2026 at 4.250%.
