OPM Backlog Sees Spike in October 2025 Amidst Shutdown

Picture of David Fei, CFP®, ChFEBC℠, AIF®

David Fei, CFP®, ChFEBC℠, AIF®

OPM Federal Employee Retirement Backlog Update October 2025

OPM Backlog of CSRS and FERS Retirement applications increases to over 20,000 in October 2025. Avergae monthly processing time continues to climb, delaying full pension checks for recent retirees.

OPM Retirement Backlog: October 2025 Processing Time

The Office of Personnel Management received 20,344 federal retirement claims in October 2025,  a dramatic increase from the 6095 received in September.  They were able to process 8751 claims despite a government shutdown, but that same closure resulted in more retirement applications getting submitting, resulting in the backlog to grow to its highest point in three years: 34,587. Much higher than it was at the same time last year.

 Learn the latest about the new Online Retirement Application process for FERS.

What is the Current Status of the OPM Retirement Processing Delay?

Monthly Average Processing Time

The average monthly retirement application processing time increased from 76 days in September to 79 days in October, a dramatic uptick from the 59 day processing time in July.

Full Year To Date Average Processing Time

 The annual average of the monthly processing time of benefits sharply increased from 62 days in October 2024 to 79 days in October 2025.

OPM Backlog Processing Time Chart, Line Graph showing Government Shutdown impact

 

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How Does the OPM Retirement Process Work?

When you are ready to file for retirement, you start by filing your retirement application with your agency.  After the retirement claim is filed, the application stays with the agency until your retirement date.  Then, the agency processes your final paycheck and annual leave payout and sends the paperwork to OPM.  Once OPM receives your paperwork, they will send you a letter with your retirement claim number. Note: You can find out the status of processing with the claim number. 

 

Step-by-Step Guide to Filing Your Retirement Application: OPM Retirement Process Flowchart

retirement-plan-federal-employee flowchart of OPM Backlog process

What Are the Common Causes of Delays in Retirement Processing?

The most common processing delay is caused by errors in the application. If a federal worker made any corrections to their retirement package, such as crossing items out, whiteouts, or corrections, OPM would not accept the package and would increase the time for retirement claim processing. Current federal employees should work with their HR office to ensure no corrections are on the pages. If there was a mistake, it is best to use a new form and fill it out without errors. 

 Monthly OPM Backlog

October 2025 chart showing average monthly processing time for FERS applications at OPM

 

How Can I Check the Status of My Retirement Claim?

Federal retirees can use OPMs’ Retirement Services online to track your claim number. You can also reach out to their staff by phone at 888-767-6738.

Need other help with retiring from Federal Government? Explore PlanWell Services. 

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