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Federal Retirement
Calculators
Tools for Calculating FERS Pension, TSP, High-3 Salary, and More
Planning for retirement as a federal employee requires the right tools. Our suite of Federal Retirement Calculations is designed to help you make informed decisions with confidence. Whether you’re estimating your pension with the FERS Calculator, projecting investment growth using the TSP Planner, or calculating your FERS supplement benefit, each tool is built to simplify complex formulas and deliver accurate results. You’ll also find resources to convert unused sick leave into service credit and determine your high-3 average salary, essential components in maximizing your retirement benefits as a civilian or military federal worker.
Calculators and Tools for Federal Employee Retirement Planning –
Federal Pension FERS Calculator
Delivering a reliable snapshot of your future monthly benefit. Use the FERS Annuity Calculator to plan ahead and make informed decisions about your federal retirement.
Full Federal Retirement Benefits Report
This federal retirement report is a personalized document designed to help you with pension estimates, TSP projections, survivor benefits. Make informed decisions about your financial future.
Thrift Savings Plan Calculator
The TSP Calculator helps federal employees project the future value of their Thrift Savings Plan based on contributions, expected growth, and retirement timelines. Allign strategy with your financial goals.
Sick Leave Pension Converter
The FERS Sick Leave Conversion Tool helps federal employees estimate how unused sick leave can increase their total service credit at retirement, boosting your pension amount.
High Three Average Salary Calculator
The FERS High-3 Calculator helps federal employees estimate their average salary over their highest-paid consecutive 36 months of service. See how your high-3 affects your retirement income
FERS Supplement Calculation
The FERS Special Retirement Supplement (SRS) Calculator estimates the additional monthly income available to eligible federal employees who retire before age 62, which is when you claim Social Security retirement benefits.
FERS Annuity Calculator for Special Provisions Employees
The NEW FERS Calculator for LEOs, Firefighters, and Air-Traffic Controllers helps those retiring under special provisions. With different eligibility rules and a higher contribution rate to their pensions, this free online tool provides a better estimate of retirement income for these employees.
Need More Help with Federal Retirement Planning?
The advisors at PlanWell Financial are seasoned experts in federal retirement benefits, with deep knowledge of FERS, TSP, and the unique complexities civilian and military personnel face. Their guidance is rooted in years of experience helping clients navigate retirement decisions with clarity and confidence. By combining personalized analysis with a thorough understanding of federal systems, they provide strategic insights that go far beyond generic advice, empowering you to make informed, future-focused financial choices. All of the advisors at PlanWell are Fiduciaries, hold the CFP degination, and are Chartered Federal Employee Benefits Consultants (ChFEBC)
