Federal Retirement Planning in Honolulu & Hawaii
Home to INDOPACOM, Pearl Harbor, and the Pacific Fleet. Expert FERS guidance for Hawaii's defense and federal workforce, including COLA and locality pay planning.
Service Areas in Hawaii
Pearl Harbor
Pearl Harbor Naval Shipyard, JBPHH, Pacific Fleet HQ, NAVFAC Pacific
Hickam AFB
Pacific Air Forces, 15th Wing, INDOPACOM Joint Staff
Fort Shafter
U.S. Army Pacific, INDOPACOM HQ, USAG-Hawaii
Camp H.M. Smith
INDOPACOM Command Center, Marine Forces Pacific, Special Operations
Major Federal Employers We Serve
Combatant Command & Pacific Fleet
- U.S. Indo-Pacific Command (INDOPACOM)
- Commander, Pacific Fleet
- Marine Forces Pacific
- U.S. Army Pacific
- Pacific Air Forces
Naval & Shipyard Operations
- Pearl Harbor Naval Shipyard & IMF
- Naval Facilities Engineering (NAVFAC)
- Submarine Force Pacific
- Naval Information Warfare Center
- Defense POW/MIA Accounting Agency
Other Federal Agencies
- Tripler Army Medical Center
- USAG-Hawaii (Schofield Barracks)
- VA Pacific Islands Healthcare System
- NOAA Pacific Marine Environmental Lab
- National Park Service (Pearl Harbor)
Upcoming Workshops
Virtual workshops available — attend from Honolulu or anywhere in Hawaii.
FERS Retirement Workshops
Friday, May 1 11:00 AM - 2:00 PM EDT Register FreeGetting to Our Workshops
All workshops are virtual via Zoom. No H-1 traffic required.
From Pearl Harbor / JBPHH
Join our virtual workshops during lunch or after your shift. No need to leave the installation or fight Honolulu traffic.
From Fort Shafter / Camp Smith
Attend from home in Aiea, Kailua, or Mililani. Our virtual format works perfectly for Hawaii's island geography.
Virtual Option
All workshops delivered via Zoom. Whether on Oahu, Maui, or the Big Island, attend from anywhere in Hawaii. Times shown are Eastern.
Why Hawaii Federal Employees Choose PlanWell
PlanWell Financial Planning
- Certified Financial Planners (CFP®)
- ChFEBC℠ Federal Benefits Specialists
- Fee-Based Fiduciary
- Free 3-Hour FERS Workshop
- 22-Page Personalized Benefits Report
- Hawaii COLA & Locality Pay Expertise
Typical Hawaii Financial Advisors
- General financial credentials only
- Limited FERS understanding
- Commission-based products
- No federal-specific workshops
- Generic military retirement advice
- May not understand COLA impact
Frequently Asked Questions
Are there FERS retirement workshops for Hawaii federal employees?
Yes. PlanWell offers free 3-hour virtual FERS retirement workshops that INDOPACOM, Pearl Harbor, Tripler AMC, and Fort Shafter employees can attend from anywhere in Hawaii. Sessions cover your FERS pension, TSP, FEHB, COLA adjustments, and survivor benefits.
Do you understand Hawaii's cost-of-living adjustment for federal employees?
Absolutely. Our Certified Financial Planners understand the COLA differential for Hawaii federal employees and how it impacts retirement planning. We help you plan for the transition from receiving locality pay and COLA to retirement annuity calculations specific to Hawaii residents.
How is PlanWell different from Hawaii financial advisors?
PlanWell advisors are fee-based fiduciaries who specialize exclusively in federal employee retirement. We provide a free 22-page personalized benefits report and understand Hawaii-specific considerations like COLA, locality pay, and the high cost of living impact on retirement timing.
Ready to Plan Your Federal Retirement?
Join Hawaii federal employees who've taken control of their retirement with expert guidance.