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Beneficiary Facts for Federal Workers: FEGLI Insurance, TSP, and Divorce
Understand federal employee benefits and beneficiaries: FEGLI group life insurance, Thrift Savings Plan (TSP), and divorce. Learn key beneficiary facts.
Understand federal employee benefits and beneficiaries: FEGLI group life insurance, Thrift Savings Plan (TSP), and divorce. Learn key beneficiary facts.
Estimate your FERS annuity supplement with our social security supplement retirement calculator. Also – an overview of the spousal benefit for survivors under age 60.
FERS survivor benefit for spouse after a current federal employee death. Learn about this federal civilian employee survivor benefit for the surviving spouse.
Federal Employee Survivor Benefits: How Widows Can Claim Social Security Benefits Losing a spouse is never easy, and it can feel even more overwhelming when juggling urgent financial decisions. Yet one of the strongest safety nets available to many widows and widowers is the Social Security survivor benefit. As of early 2025, nearly 3.7 million widows and widowers in America already receive some form of Social Security survivor benefit, highlighting just how significant these payments are in safeguarding a household’s
Comprehensive Federal Benefits Guide for Military & Civil Service Families (2025 Revision) For over three decades, we at PlanWell have had the honor of guiding those who serve—whether in uniform or as faithful civil servants—through the many layers of federal benefits and survivor protections. We understand the anxieties that come with ensuring a loved one’s financial security, particularly when dealing with multiple agencies and evolving benefit programs. Armed with the Chartered Federal Employee Benefits Consultant℠ (ChFEBC), Certified Financial Planner™ (CFP®),
JTWROS: Smart Estate Planning for Federal Co-Owners For many federal employees nearing retirement, estate planning can feel overwhelming. Between Thrift Savings Plan decisions, FEGLI beneficiary designations, and pension considerations, there’s a lot to juggle. One powerful tool that can help simplify this process is joint tenants with rights of survivorship (JTWROS). By allowing assets to transfer immediately upon the death of one co-owner, JTWROS can streamline estate planning, helping older federal employees and retirees avoid unnecessary probate delays and costs.
Maximize Government Benefits. Quick reference guide for Special Needs Trusts (SNT) for federal employees. Learn how to help provide for a dependent with a disability while maintaining SSI and Medicaid eligibility.
Understanding OPM Death Benefits: Planning Your 2025 Lump Sum Payment The thought of death is never an easy one, but for federal employees and their families, understanding the Office of Personnel Management (OPM) death benefits—particularly the lump sum payment—can be crucial for financial planning. Navigating the complexities of federal benefit systems like these can offer reassurance and ensure that loved ones are taken care of in tumultuous times. Familiarizing yourself with how these benefits work, who is eligible, and how
Discover what deductions are taken from your gross FERS income. Deduction information for both current and retired federal employees.
IRS Finalizes Beneficiary RMD & 10-Year Rule on Inherited IRA The IRS recently released final regulations for inherited IRAs, clarifying and reaffirming controversial rules around required minimum distributions (RMDs). Simultaneously, the agency offered temporary relief for particular beneficiaries by delaying final RMD rules and waiving penalties for missed distributions in 2024. What is the 10-Year RMD Rule, and How Does It Work? The SECURE Act of 2019 introduced a 10-year rule for most non-spouse beneficiaries, requiring them to empty inherited
