Financial Planning - PlanWell - Investment Help

TSP Balance Milestones: Are You on Track for Your Retirement Goals?

TSP Balance Milestones: Are You on Track for Your Retirement Goals? Whether you’re in the midst of your federal career or transitioning into retirement, understanding how your Thrift Savings Plan (TSP) balance compares to key benchmarks can help you gauge progress and adjust course. Many federal employees wonder if they’re saving “enough”—particularly as they get closer to retirement age. When your future well-being depends on the decisions you make today, clarity is crucial. At PlanWell, our team is dedicated to

Simplify Your FERS Pension: Effortless Calculation Guide

Simplify Your FERS Pension Calculation

Simplify Your FERS Pension Calculation For many federal employees—particularly those nearing retirement age—understanding the Federal Employees Retirement System (FERS) pension can feel like unraveling a complicated puzzle. Perhaps you’ve heard conflicting stories about how overtime factors into your highest salary years, or you wonder if online FERS pension calculator tools can deliver reliable estimates. In reality, with the right knowledge and guidance, calculating your federal pension does not have to be complicated. Each of the core components in the FERS

Federal Employee Benefits - Proposed Cuts

Federal Employee Benefits Cuts in Senate’s Government Budget Proposal

Senate committee approved a budget outline with federal employee benefit cuts. Now the House will review proposed government budget resolution and potential impact on federal employees.

TSP Annuity Calculator: Why It’s Off the Table for Retiring Feds

TSP Annuity Calculator: Why It’s Off the Table for Retiring Feds As more federal employees near retirement, many wonder if converting their Thrift Savings Plan (TSP) into a lifetime annuity is the right path. Truth is, fewer than 1% of TSP participants actually choose this route. Despite the label “guaranteed income,” TSP annuities lock up your savings, limit flexibility, and often underperform other withdrawal methods. For those approaching retirement under FERS, CSRS, or within the military system, the far more

VERA Federal Government - Early Out FERS Retirement

Retire Under Federal VERA & VSIP: Early Retirement Options in 2025

Federal early retirement options with VERA & VSIP in 2025. Learn about eligibility, government buyout offers, and how to retire early as a federal employee. VERA offer for FERS employee pension.

FERS Retirement Planning: Your Essential Guide to a Secure Future

FERS Retirement Planning: Your Essential Guide to a Secure Future Introduction to FERS Retirement When the Federal Employees Retirement System (FERS) took effect on January 1, 1987, it represented a modern approach to securing the future of federal workers across all branches of government. FERS was introduced to replace the older Civil Service Retirement System (CSRS), ensuring that federal employees could benefit from a more flexible and portable retirement program. Today, FERS covers the vast majority of active civilian

Federal Financial Advisor for Government Employees in US

Financial Planning for Federal Employees: Fed-Expert Financial Advisors

Expert financial advisors for federal government employees and federal employee retirement planning. Our financial advisors specialize in federal benefits and financial planning for federal employees, helping your retirement success.

Backdoor Roth Explained: A Guide to Tax-Smart Retirement Investing

Backdoor Roth Explained: A Guide to Tax-Smart Retirement Investing For many federal and military employees, thinking about retirement and hitting various income thresholds can be both exciting and overwhelming. You’ve diligently saved, contributed to the Thrift Savings Plan (TSP) or other accounts, only to discover that your income now surpasses the limits for making direct Roth IRA contributions. That’s where the “backdoor Roth” strategy comes into play. Instead of being locked out of Roth IRA benefits, you can open a

TSP Inheritance vs. Inherited IRA Rules for Non-Spouse Beneficiaries

Explore the key differences between TSP inheritance and inherited IRA rules for non-spouse beneficiaries. Understand your options for managing retirement accounts and IRAs. Understanding Inherited IRA Rules and TSP Beneficiaries: Estate Planning for Federal Employees When federal employees, retirees, and family members are developing an estate plan, understanding the difference between types of beneficiaries and beneficiary accounts both in and outside of the Thrift Savings Plan (TSP) can be key in ensuring a proper estate plan is in place. This

Calculate Your Inherited IRA RMD Under 2025 Rules: A Comprehensive Guide

Calculate Your Inherited IRA RMD Under 2025 Rules: A Comprehensive Guide For federal employees and military service members who have spent decades serving our nation, retirement can bring immense relief, excitement, and—unfortunately—some confusion. One area that often causes concern is managing inherited IRAs. If you have recently inherited an IRA or anticipate inheriting one, understanding the RMD for inherited IRA accounts under the new 2025 rules is essential. If you miss key deadlines, the potential penalties can be substantial, and

Category: Financial Planning

TSP Balance Milestones: Are You on Track for Your Retirement Goals?

Simplify Your FERS Pension Calculation

Federal Employee Benefits Cuts in Senate’s Government Budget Proposal

TSP Annuity Calculator: Why It’s Off the Table for Retiring Feds

Retire Under Federal VERA & VSIP: Early Retirement Options in 2025

FERS Retirement Planning: Your Essential Guide to a Secure Future

Financial Planning for Federal Employees: Fed-Expert Financial Advisors

Backdoor Roth Explained: A Guide to Tax-Smart Retirement Investing

TSP Inheritance vs. Inherited IRA Rules for Non-Spouse Beneficiaries

Calculate Your Inherited IRA RMD Under 2025 Rules: A Comprehensive Guide

Links

Info

Legal

Contact Us

Category: Financial Planning

Subscribe and Receive FERS Guide!