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FERS Webinar
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FERS Webinar

Author: David Fei, CFP®, ChFEBC℠, AIF®

Trump’s Deferred Resignation Explained: What You Need to Know

Trump’s Deferred Resignation Explained: What You Need to Know Envision the unsettling surprise of checking your government email one evening and discovering a new policy that could profoundly reshape your career. That’s what happened this past week for thousands of federal employees. The Trump administration’s “Deferred Resignation” program burst onto the scene, drawing mixed reactions and raising questions about how this bold move might affect federal agencies, individual retirement plans, and even the broader economy. Rumors of eight months of

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FERS Retirement Planning 2025: Your Comprehensive Guide

FERS Retirement Planning 2025: Your Comprehensive Guide Retirement often feels like stepping into unfamiliar territory. Whether you’ve served in the military or dedicated decades of your career as a federal employee, the stakes around retirement decisions are significant. Understanding the Federal Employees Retirement System (FERS) is a vital step toward making informed choices about your future income. If you’re aiming to retire in—or simply want to strengthen your retirement plan by—2025, then this guide offers insight into how to explore

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Secret Formula: How Federal Employees Can Build TSP Millionaire Status in 2025

Secret Formula: How Federal Employees Can Build TSP Millionaire Status in 2025 Imagine being able to enjoy the flexibility of retirement without worrying about your finances. For many federal workers—whether you are a seasoned government employee nearing completion of your service or a military retiree looking for that final boost—a Thrift Savings Plan (TSP) with a seven-figure balance might sound like a distant dream. But it happens far more often than you might think. By September 2024, more than 155,000

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TEPSLF Guide 2025: Qualifying for Expanded Loan Forgiveness

TEPSLF Guide 2025: Qualifying for Expanded Loan Forgiveness Life for many borrowers hoping to eliminate their student debt through public service has certainly been full of twists and turns. From the introduction of Public Service Loan Forgiveness (PSLF) in 2007 to the subsequent emergence of Temporary Expanded Public Service Loan Forgiveness (TEPSLF) a decade later, it’s been a rollercoaster ride. Many federal employees and other public servants discovered after making years of payments that they enrolled in non-qualifying repayment plans,

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FERS Supplement Explained: Your 2025 Bridge to Social Security

FERS Supplement Explained: Your 2025 Bridge to Social Security Retirement often stirs both excitement and anxiety, especially for federal employees who anticipate stepping away from years of public service. One of the most pressing concerns is securing a reliable income stream when you leave your job but haven’t yet reached the eligibility age for Social Security. That’s precisely where the Federal Employees Retirement System (FERS) Supplement comes in. It’s a unique bridge to tide you over until you’re eligible for

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2025 Annual Limits Updated – TSP, 401(k), IRA, and More

2025 Annual Limits Relating to Financial Planning Below are the new annual limit changes for 2025. Please contact us here and we can provide the PDF of the tables included below.    Notable Limit Changes IRA and Roth IRA Contribution limits increase from $7,000 to $7,500 Catch-up contribution unchanged at $1,000 Roth IRA phaseout limit increases Single Limit: $150,000 ~ $165,000 Joint Limit: $236,000 ~ $246,000   Retirement Plans – (401(k), TSP, 403(b), 457 and SARSEPs Contribution limit increase from $23,000

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