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FERS Webinar
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FERS Webinar

Author: David Fei, CFP®, ChFEBC℠, AIF®
Pilot Retirement Age Rules: Your Complete 2025 Guide

Pilot Retirement Age Rules: Your Complete 2025 Guide

Pilot Retirement Age Rules: Your Complete 2025 Guide As the world of aviation navigates regulatory updates and ongoing debates over mandatory retirement ages, pilots employed by commercial airlines find themselves at a unique crossroads. While most federal employees are free to work beyond their 60s under the Federal Employees Retirement System (FERS), Part 121 airline pilots still face strict guidelines that often dictate the course of their later careers. Understanding these rules—and how they intersect with broader federal retirement options—can

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VA Pension Calculator: Maximize Your Benefits Today

VA Pension Calculator: Maximize Your Benefits Today

VA Pension Calculator: Maximize Your Benefits Today For many veterans and military retirees, the idea of a steady and reliable income source is essential for a confident retirement. As you plan the next phase of your life, it helps to know exactly how benefits like the VA Pension fit into the broader picture. Understanding that this is a needs-based benefit, distinct from VA Disability Compensation, is key. It’s particularly helpful for those of you who also have Federal Employees Retirement

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2025 GSA Mileage Rates for Reimbursement

2025 GSA Mileage Rates for Reimbursement

2025 GSA Mileage Rates for Reimbursement   Understanding Federal Travel Reimbursement   For federal employees who travel for work, understanding the General Services Administration (GSA) mileage rates is essential to ensuring proper reimbursement. Whether you’re regularly on the road for government business or occasionally use your personal vehicle for official duties, these rates directly impact your finances. The 2025 GSA mileage rates reflect significant changes from previous years, continuing an upward trend that acknowledges the rising costs of vehicle operation

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2026 IRMAA Brackets: Anticipated Changes to Medicare Costs

2026 IRMAA Brackets: Anticipated Changes to Medicare Costs

2026 IRMAA Brackets: Anticipated Changes to Medicare Costs Planning for retirement is a big deal for federal employees, particularly those who might find themselves paying extra Medicare premiums because of their income level. This extra premium, known as the Income-Related Monthly Adjustment Amount (IRMAA), can sneak up on you if you’re not prepared. And because of how Medicare calculates it (using a two-year look-back at your income), it’s important to understand that what you earn in 2024 will determine your

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Ideal Retirement Ages for Federal Employees: Maximize Your Benefits

Ideal Retirement Ages for Federal Employees: Maximize Your Benefits

Ideal Retirement Ages for Federal Employees: Maximize Your Benefits For federal employees, the question of when to retire is more than just a date on the calendar. Each year—or even month—you continue working can shift your FERS pension, your Social Security strategy, your Thrift Savings Plan (TSP) balances, and ultimately your financial security. The difference between retiring at your Minimum Retirement Age (MRA), age 60, or age 62 can translate into lasting effects on your monthly income, cost-of-living adjustments (COLAs),

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Survivor Benefits How Widows Can Claim Social Security Benefits

Survivor Benefits: How Widows Can Claim Social Security Benefits

Federal Employee Survivor Benefits: How Widows Can Claim Social Security Benefits Losing a spouse is never easy, and it can feel even more overwhelming when juggling urgent financial decisions. Yet one of the strongest safety nets available to many widows and widowers is the Social Security survivor benefit. As of early 2025, nearly 3.7 million widows and widowers in America already receive some form of Social Security survivor benefit, highlighting just how significant these payments are in safeguarding a household’s

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How to Choose the Right FEHB Plan for Your Federal Health Coverage

How to Choose the Right FEHB Plan for Your Federal Health Coverage

How to Choose the Right FEHB Plan for Your Federal Health Coverage When it comes to making decisions about your federal health insurance benefits in retirement, the stakes are higher than ever. Rising premiums, shifting Medicare coordination rules, and the intricate interplay between FEHB and Medicare Part B can leave many federal employees uncertain about which direction to take. Yet choosing the right plan isn’t simply about picking the cheapest option. From out-of-pocket maximums to prescription drug coverage, every detail

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The Essential Roth TSP Guide: Is This Retirement Account Right for You?

Roth TSP: Is This Federal Retirement Account Right for You?

The Roth TSP: Is This Federal Retirement Account Right for You?   Introduction: Why the Roth Question Matters Now Are you a federal or military employee close to retirement age and feeling uncertain about future tax bills? It’s no secret that the national debt keeps expanding, and legislation like the SECURE Act has already shifted the retirement landscape. Many experts foresee potential tax rate increases down the road, raising the stakes for how you choose your Thrift Savings Plan (TSP)

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