Author: David Fei, CFP®, ChFEBC℠, AIF®

Understanding Federal Pay Compression: Key Issues & Solutions

Understanding Federal Pay Compression: Key Issues & Solutions

Understanding Federal Pay Compression: Key Issues & Solutions Federal employees, especially those in higher grades, often expect their pay to reflect their years of experience and the responsibilities they shoulder. Yet many find that their paychecks remain frustratingly similar to those of colleagues in lower grades. This phenomenon, known as federal pay compression, has become increasingly common in recent years. It’s a challenge not just for the employees feeling squeezed by these constraints, but also for government agencies that need

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Maximizing Your Retirement Benefits with FEHB and Medicare

Maximizing Your Retirement Benefits with FEHB and Medicare

Maximizing Your Retirement Benefits with FEHB and Medicare Planning for healthcare in retirement is one of the most critical aspects of ensuring financial security for federal employees. Understanding how your Federal Employees Health Benefits (FEHB) work alongside Medicare can significantly impact your retirement healthcare costs and coverage quality. With important changes in 2025, now is the perfect time to examine this crucial relationship and ensure you’re making informed decisions about your healthcare coverage.   Understanding FEHB and Medicare Coordination When

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Pilot Retirement Age Rules: Your Complete 2025 Guide

Pilot Retirement Age Rules: Your Complete 2025 Guide

Pilot Retirement Age Rules: Your Complete 2025 Guide As the world of aviation navigates regulatory updates and ongoing debates over mandatory retirement ages, pilots employed by commercial airlines find themselves at a unique crossroads. While most federal employees are free to work beyond their 60s under the Federal Employees Retirement System (FERS), Part 121 airline pilots still face strict guidelines that often dictate the course of their later careers. Understanding these rules—and how they intersect with broader federal retirement options—can

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